Start with small SIPs
Begin with weekly or monthly SIPs and increase any time. No lump sum required.
AMFI-registered · BSE StAR MF
Mutual fund investing, made simple
Build long-term wealth with guided SIPs from ₹250 weekly or ₹500 monthly — across equity, tax-saver, hybrid, debt and index funds, all in one place.
- Paperless KYC
- No extra fee to you
1Y returns+18.4%
Monthly SIP₹500 active
KYC verified100% paperless
₹250
Min. weekly SIP
95
Funds curated
20
Fund houses
100%
Paperless
Funds from India's most trusted fund houses
Why Finlec
Everything you need to invest with confidence
A focused, jargon-free experience designed for first-time and seasoned investors alike.
Grow wealth with SIPs
Automated, disciplined investing that puts compounding to work over the long term.
Secure & trusted
Bank-grade security, paperless KYC and transparent order flow routed through BSE StAR MF.
Real-time tracking
Watch your portfolio, returns and SIP schedule update live, all in one dashboard.
Curated categories
Equity, hybrid, tax-saver, debt and index funds — organised, not overwhelming.
Guided regular plans
We're your mutual fund distributor — invest in regular plans with ongoing distributor support, at no extra fee to you.
Discover by category
Find the right fund for every goal
Why invest with us
A distributor in your corner, not just an app
We're a mutual fund distributor offering regular plans — which means real guidance, at no extra fee to you.
AMFI-registered, BSE StAR MF
Every order is routed through BSE StAR MF, India's leading mutual fund exchange platform.
Guided, not guesswork
As your MFD we help you explore funds suited to common goals, with ongoing distributor support.
No separate fee to you
Our trail commission comes from the AMC's expense ratio. You don't pay us anything extra.
With you for the long run
Markets get scary. Having a real person to talk to is the difference between panic and patience.
Real returns
See all funds Top performing funds
Ranked by 3-year returns, computed from official daily NAV history.
Motilal Oswal Nasdaq 100 Fund
#1International
1Y
+69.6%3Y
+38.5%5Y
+23.9%SBI Healthcare Opportunities Fund
#2Pharma & Healthcare
1Y
+15.3%3Y
+24.3%5Y
+16.5%Nippon India Power & Infra Fund
#3Infrastructure
1Y
+7.9%3Y
+22.9%5Y
+22.6%Franklin U.S. Opportunities Fund
#4International
1Y
+23.1%3Y
+22.4%5Y
+9.7%Nippon India Growth Fund
#5Mid Cap
1Y
+8.7%3Y
+22.2%5Y
+20.1%ICICI Prudential Infrastructure Fund
#6Infrastructure
1Y
+3.2%3Y
+21.5%5Y
+23.9%Past performance is not indicative of future returns. 3Y/5Y are annualised (CAGR). Mutual fund investments are subject to market risks.
Get started in minutes
Three simple steps to your first SIP
- 1
Sign up & complete KYC
Register with your mobile number and verify your identity using paperless, Aadhaar-based KYC. First-time investors get a Unique Client Code (UCC) automatically.
- 2
Explore & pick funds
Browse curated categories or compare our hand-picked regular-plan funds — by real 1/3/5-year returns — to match your goals.
- 3
Set up your SIP
Choose an amount starting at ₹250 weekly or ₹500 monthly, then set your mandate once. Investing then runs on autopilot.
₹250Minimum weekly SIP
98Hand-picked funds
20Fund houses (AMCs)
100%Paperless & secure
Plan ahead
All calculators Free calculators to plan every goal
SIP Calculator
See how a monthly SIP could grow over time with the power of compounding.
Lumpsum Calculator
Estimate the future value of a one-time investment over your chosen horizon.
Step-up SIP Calculator
Increase your SIP every year and watch the impact on your final corpus.
Goal Planner
Work backwards from a target amount to the monthly SIP you need.
Retirement Calculator
Find the corpus you'll need to retire — and the SIP to build it.
FD vs SIP
Compare a fixed deposit against an equity SIP over the same period.
EMI Calculator
Work out the monthly EMI, total interest and payment on any loan.
PPF Calculator
See how your Public Provident Fund grows over 15 years and beyond.
Sukanya Samriddhi
Project the maturity of a Sukanya Samriddhi account for your daughter.
Inflation Calculator
See what today's money will cost — and be worth — in the future.
CAGR Calculator
Find the annualised return between any start and end value.
Learn
Read all articles From our blog
Basics
What is a SIP — and why it works so well for Indians
A Systematic Investment Plan lets you invest a fixed amount regularly. Here's how SIPs use rupee-cost averaging and compounding to build wealth.
8 min readGuidance
Direct vs Regular plans: what a distributor actually adds
Regular plans carry a small trail commission paid by the AMC. Here's what that pays for, and who benefits most from a guided, regular-plan approach.
8 min readBasics
How to choose your first mutual fund
Match the fund category to your goal and time horizon, check consistency over 3 and 5 years, and start. A simple framework for beginners.
9 min readLoved by investors
People who started, and stayed
Illustrative examples — we'll feature real, consented client stories as we grow.
“I always thought mutual funds were complicated. Started a ₹2,000 SIP here and honestly I barely think about it now — it just grows.”
“The fund comparison with real 3 and 5-year returns is exactly what I wanted. No fluff, just numbers I can trust.”
“We set up goal SIPs for a house down-payment. Having someone explain the why behind each fund made all the difference.”
FAQ
Questions, answered
What is the minimum amount to start investing?
You can start a SIP with as little as ₹250 weekly or ₹500 monthly, depending on the scheme. There's no large lump sum requirement — begin small and increase whenever you like.
I'm a complete beginner. Where do I start?
Start with your goal and how long you have. For most long-term goals, a flexi cap or large cap fund via a monthly SIP is a sensible first step — and we'll help you pick one that fits. Our How it works page walks through the whole journey.
Do I need a Demat account?
No. Mutual funds can be held in a simple folio with the AMC/registrar — no Demat account needed. Your KYC and a bank account are enough to begin.
Can I pause or stop my SIP?
Yes. You can pause, modify or stop any SIP at any time, with no penalty. SIPs are meant to be flexible and in your control.
SIP or lumpsum — which is better?
It depends on the money and your nerves. A SIP suits regular monthly savings and smooths out market ups and downs; a lumpsum suits idle money you can invest for the long term. Our SIP vs lumpsum guide breaks it down, and our calculators let you compare.
Can I invest a one-time amount as well?
Absolutely. You can invest a lumpsum any time, run SIPs, or do both together. Many investors keep a monthly SIP going and add lumpsums when they have surplus.
Your wealth journey starts today
Join investors building their future, one SIP at a time.
Get startedAMFI-registeredBSE StAR MF256-bit encryption